Ocala is a Northern-Central Florida city with historical roots and is known as the “Horse Capital of the World.” The area has a strong emphasis on natural preservation, home to various parks, trails, and nature preserves, and the large Ocala National Forest. Health insurance companies available in Ocala include Aetna, Celtic, Humana, Cigna, and UnitedHealthcare for individual coverage. Plans are offered in Preferred Provider Organization (PPO) and Point-of-Service (POS) types, which give variety and freedom to plan members.
East Coast Health Insurance has been a part of the Florida health insurance market for many years, and is thoroughly educated in its products and services. We know the leading carriers in Ocala extremely well, and can direct you towards the best fit for you and your family. Our agents are always ready to help a fellow Florida resident sort through plans and answer any questions at 888 803 5917.
Ocala, Florida Sample Health Insurance Quote
To give a detailed example of the online quoting process and your available options as an Ocala resident, we ran a quote for a 29-year-old male non smoker in the city. Though the same plans and company choices may be available throughout many areas in the state, it is important to keep in mind that region and demographics always alter the quote statistics. Selecting a deductible of $2000 to $2500, we can estimate the most affordable plans from each carrier in Ocala.
Though Celtic technically has the lowest premium at $132, their CeltiCare Preferred PPO may not be the best money saver in the long run. While appealing with a $15 copay on doctor’s office visits, even their traditional PPO has limited visits to two per year, primary and specialist combined. Therefore, we’re going to go ahead and recommend the Copay Select 80 from UnitedHealthOne to this specific client for $136 per month. These plans offer a huge network, unlimited office visits, and prescriptions with an extra deductible of $500. Hospital care is covered at 80 percent after deductible, and the plan is also eligible for deductible credit.
Aetna and HumanaOne are tied for the next best deal, as there are benefits to each company and both plans are $162 per month. Aetna’s network in Florida is exceptional, and their Health Network Option plan offers great savings on a long list of benefits. This plan also as an AM Best rating of A, and overall positive member feedback. The Enhanced Copay 80 HumanaOne plan covers 5 percent more after deductible, and also has prescription coverage and unlimited doctor’s office visits.
For a better idea of how much these plans will cost for you and your family, get a personalized quote through our site, or call an agent at 888 803 5917 for more information and details.