Jacksonville, Florida Health Insurance Companies
In Jacksonville, Florida you can find the classic selection of the nation’s best health insurance companies including Aetna, Cigna, Humana, and United Health One. In the future, you might expect to see more health insurance companies available in the Jacksonville and Duval County health insurance market. The home of East Coast Health Insurance in South Florida has 8 respected health insurance companies and it is not unlikely that Coventry, Avmed, and Vista might release their plans state-wide at some point.
Additionally, Jacksonville, interestingly enough is home to Aetna of Florida, which is one of the state’s largest employers and it is not difficult to believe that this company employs a significant percentage of Jacksonville residents and hopefully adds value to the community.
At East Coast Health Insurance, we feel it is important for everyone to be aware of their choices when selecting a health plan. Take a few seconds to find out what rates these companies will provide for you and your family by filling out a quote. All of the plan details and information you need is provided through our website, and if you have any further questions regarding one of our great companies or their plans, or simply need a bit of direction, please call us at 888 803 5917.
Jacksonville Health Insurance Sample Quote
As with many other areas of the country, prices can vary significantly in the Jacksonville health insurance market, and your age and gender have a great deal of impact on the premium costs each company will charge. We generated a sample quote for a 31-year-old female resident of Jacksonville, living in zip code 32210, as a demonstration of the best deals on plans offered by these carriers. Of course, this applies to the criteria we have given for this sample client, and it is important to keep in mind that females typically get charged higher rates than males for health insurance, and your demographic has much to do with the cost of health plans in the your city. Setting the deductible in the $2,500 range, we believe we can find a selection of plans with first dollar benefits and great coverage for a reasonable premium.
After our research, we discovered that Cigna is the most affordable option for our sample Jacksonville client. She can get a Open Access Value Plan with a $2,500 deductible for $152 per month. This includes doctor’s office visits for a $40 copay as soon as the plan starts, as well as specialist visits for a little bit more. Next in line is the Copay Select Value plan from UnitedHealthOne, which provides $40 visits to a primary care physician and 80% coverage on in-network care after deductible. UnitedHealthOne offers an extensive PPO network, with hospital services covered at 70% after you have satisfied the deductible.
Other plans are nearby in number of benefits available, such as Humana One’s Enhanced Copay plan. Humana’s network is a bit larger than Cigna’s, which can be a better option for many individuals who want to choose in-network providers for lower prices. For $300 per month, this may not be the top choice of our client, as most would lean towards spending half that given the option.
In the examples seen below, we selected the best plans from each company to suggest for this client. As with many Floridians, you may want to choose an HMO plan, such as the one listed below from Aetna. HMOs are ideal for those who want to save money and receive quality health care services, as they are a managed care organization and dedicate their whole system to providing value. Not many other states besides Florida offers HMOs to individuals and families outside of employer health plans, so depending on your opinion, it could be a wise choice to take advantage of this opportunity, though PPOs certainly have their advantages as well.
For more information on plans in Jacksonville, contact East Coast Health Insurance at 888 234 9964, or fill out your very own custom quote.
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