Aetna Health Insurance Plans in Connecticut
For most people Aetna offers 10 health insurance plans in Connecticut including these four main types, the Managed Choice Open Access, the Managed Choice Open Access High Deductible (HSA Compatible) plans, the Managed Choice Open Access Value Plans, and the Preventative and Hospital Care plans.
The Managed Choice Open Access plans are their typical plans, which include copayments for just about everything including office visits, prescriptions, and most diagnostic testing. I personally love these plans from Aetna simply because they cover everything before the deductible begins. However, if you are healthy and barely go to the doctor it is probably a bigger waste of money than becoming a health insurance agent in 2014.
Next up is the Aetna High Deductible HSA plans which are very simple and affordable. How do they work you ask? They have a deductible of lets say $3000 (but they come in other flavors as well), and simply cover everything 100% after that deductible. The tricky part is that you can pair it with an HSA account to maximize your tax savings and can use those tax free deposits to pay for, you guessed it medical costs before the deductible.
Aetna’s value plans are just like their traditional open access plans in Connecticut except that they have limitations on office visits and don’t cover name brand drugs. These plans are really great for younger people or anyone on a budget.
Finally, everyone’s favorite is the hospital and preventative care plan which is as the name states a great way to get plastic surgery. Just kidding, its a high deductible plan that doesn’t really cover anything that isn’t major medical expenses.
Aetna Brochure Highlights
From the Aetna brochure here are some edited highlights of the plans in Connecticut.
Here are our top reasons why the Aetna Advantage plans offer some of the best choices and value to help meet your health coverage needs.
Choose from a wide range of health insurance plans that offer excellent quality. Our plans are designed for maximum value, with lower monthly premiums, plus benefits for preventive care.
You can choose how much to spend in premiums versus out-of-pocket expenses.
The Aetna Connecticut plans offer plans with valuable features which may include:
- An excellent combination of quality coverage and competitively priced premiums.
- The freedom to see doctors whenever you need to, with no referrals needed.
- Covers preventive care, prescription drugs, doctor visits, hospitalization and children’s immunizations.
- No deductible for well-women exams when you visit a network provider.
- No claim forms to fill out when you use a network provider.
- Aetna’s nationwide provider network offers you a vast selection of licensed physicians and hospitals.
Family coverage
Apply for coverage for yourself, your spouse, and children, or even just your children. Coverage can include prescription drugs, doctor visits, hospitalization and preventive care services.
Tax advantages
We also offer High Deductible plans that are compatible with tax-advantaged Health Savings Accounts (HSAs). You can contribute money to your HSA tax-free. That money earns interest tax-free. And qualified
withdrawals for medical expenses are tax free, too.
Help with health information
Need health information fast? We offer secure Internet access to reliable health tools and resources. Learn more about Aetna Navigator® and the Informed Health® Line in Section 3 – More Value with Aetna Special Programs
Coverage when you travel
Like to travel? You’re covered by a nationwide network of doctors and hospitals that accept Aetna’s negotiated fees.
