About Health Insurance Innovations
Health Insurance Innovations provides a unique health plan alternative that we’re proud to offer at Every Choice Health Insurance.
Short-term plans are either underwritten by Companion Life or HCC Life Insurance Company. HII’s short-term health insurance plans cover a range of benefits for a limited time an an affordable price. Each underwriting insurance company partnered with HII has a strong financial standing: Companion Life and HCC Life have both been rated A+ (Superior) by AM Best. These ratings help consumers know that their insurer is a trusted source of coverage that can pay their claims.
HII was founded in 2008 by CEO and owner Michael Kosloske in Tampa, Florida, and serves as a Managing Underwriter, Third-Party Administrator and Active Insurance Technology company.
As a family owned and operated business, HII is the product of three generations of insurance agency owners. Health Insurance Innovations is a publicly traded company (NASDAQ: HIIQ) focused on keeping insurance at the forefront of technology, which offer coverage to suit a variety of needs. Their products are not limited to short-term medical, and also include life insurance, ancillary insurance, accident, sickness and hospital plans, as well as lifestyle and discount plans.
As a rapidly growing, national company, their products and services have drawn the attention of major insurers as partners in providing short-term coverage. Many satisfied customers can attest to the company’s level of quality and expertise.
HII Short-Term Medical Plans
Health Insurance Innovations offers short-term coverage to help keep people insured during transitional times:
- Losing a job
- Graduating college
- Waiting for a new health plan to become effective
Options include up to 6 months of coverage, or up to 11 or 12 months. Unlike most short-term plans, HII’s products cover a wide selection of benefits like office visits, hospital care, urgent care centers, lab work, and even medical supplies.
When you’re covered by a short-term plan from HII, you can visit any doctor or hospital you choose.
HealtheMed plans allow you to choose a deductible from $250 to $7,500 with a coverage period maximum of $2 million. Many covered services are included, such as urgent care visits at copay, physician and specialist visits and hospital care.
HealtheMed plans also include Kare360, a round-the-clock health care information resource where you can search for providers, find alternative treatments, and schedule appointments.
Contact a licensed insurance agent at 888.803.5917 for more information or get an HII quote.