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National Health Insurance Companies

UnitedHealthcare, Anthem and Aetna


By the time you’ve read this, numerous acquisitions spawned by the Affordable Care Act have effectively combined the largest health insurance companies in the U.S.

After these transactions, Kaiser Permanente, Anthem, Humana, and Aetna are the only options in many states. Additional health plans such as Molina and Ambetter have also established long-term individual health plan options in various states nationwide. UnitedHealthcare offers primarily group, Medicare, and short term health plans and supplemental insurance for individuals. The familiar brand pulled its long term (on and off-exchange) individual and family health products in nearly every state starting in 2016.



United Health One – Golden Rule

Golden Rule Insurance Company, an UnitedHealthcare company based in Indianapolis, Indiana, U.S.A., has offered health insurance to individuals and families for more than 60 years. United offers individuals products such as Short Term Health insurance, Life insurance, and Accident coverage.

Please visit our national United Health One health insurance page or our individual health insurance pages by state.




Aetna is one our nation’s strongest health insurance companies period.  They are also the most reliable individual health insurance company in the country, and have bought Coventry and Humana in the late 2010s. We have sold a ton of them.

Aetna offers coverage both on and off the health insurance marketplaces, increasing access to coverage for various income levels.

Find affordable Aetna health insurance plans in your state with an instant quote.


Blue Cross Blue Shield Association Plans

The Blue Cross and Blue Shield Association (BCBSA) is a trade association, which organizes the 38 independently owned and operated Blue Cross and Blue Shield Companies throughout the United States.

Every company operates differently as they are their own entities, unified by the trusted Blue Cross Blue Shield name. To find out more about the Blue Cross Blue Shield Association and its companies, please visit our Blue Cross Blue Shield national page.

Click here for a Blue Cross Blue Shield health insurance quote to compare plans in the area.

*Please note that we are not licensed to sell BCBS in Florida.





Humana offers affordable under-65 individual health plans on and off the state exchanges. Humana offers the choice and flexibility with HMO and POS options nationwide.

Humana One is a division of the Humana corporation that specializes in under 65 life insurance, dental insurance and individual health insurance products.
Please visit our national Humana page.



Cigna was acquired by Anthem in 2015. Cigna plans win in almost every heads up fight with our health insurance companies every time.

And as far as benefits go, the carrier is no worse than anyone else.  However, certain health insurance plans can vary greatly from state to state.

In Florida for instance, most of our plans don’t have an emergency room copayment because our hospitals are so expensive due to the uninsured.  So any plan in South Florida that has an emergency room copayment before the deductible is considered a luxury.

For more information, please visit our national Cigna page or your state‘s Cigna page.




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