Who is CoverColorado?
CoverColorado was established by the Colorado legislature in 1991 to help more Coloradans gain access to health care. It is a resource for eligible Colorado residents who do not have coverage through their employers and who cannot get individual coverage from health insurance companies due to a pre-existing medical condition.
CoverColorado is:
- A non-profit organization, whose mission is to provide a health insurance program that promotes access to health care for Coloradans whose health prohibits or substantially limits access to commercial health insurance.
- The state’s high risk pool, providing insurance coverage to Individuals with a pre-existing condition. As a result, our rates are higher than commercial insurance carriers and may not be affordable for everyone.
CoverColorado also offers a Coordination of Benefits Plan (COB) to supplement Medicare to Coloradans under 65 who are currently enrolled in Medicare Parts A and B because of a disability, but who missed the enrollment period for a Medicare supplement.
What are the key benefits of CoverColorado?
- Comprehensive medical coverage for individuals with pre-existing health conditions
- Nationally recommended preventive care services
- Prescription Drug coverage
- Choice of deductibles to better manage premiums
- Large network of physicians
- Dedicated Care Management team who serves as advocates for members who are hospitalized
