The Aurora health insurance market is not as competitive as say the Denver medical insurance market is, but there is still plenty of good choices including Blue Cross Blue Shield of Colorado, Humana One, Aetna, and United Health Care.
As a veteran health insurance broker, I like to put myself into a particular market and run a health insurance quote on myself to see which plan I would choose in that particular area, so without further adieu, my own Aurora health insurance quote is listed below, where I picked out a $2,500 deductible plan from each company with 80/20 coverage after the deductible so see which plan I would choose.
To be fair, I made sure each plan offered comprehensive office visit copayments before the deductible and prescription coverage. This is the most common type of plan in Colorado, and the one that I would choose in Aurora.
The Results of Our Aurora Sample Health Insurance Quote
So firstly, lets remember that this quote was run in February of 2010, and that I am a 34 year old male with striking physical features, and that your own quote will be very different, depending on the size of your family and in fact your size (height and weight), so please run your own health insurance quote, to see your own outcome in Aurora.
The Blue Cross Blue Shield of Colorado plan came out the most affordable and with the most benefits, but their coinsurance out of pocket was higher then Humana by $1,000 which cost only $10 more. That being said, the Blue Cross plan seemed to offer other benefits before the deductible that Humana One did not, and taking all that into consideration, it is a toss up. Of course, when there is a toss up, you buy the name, so I will go with Blue Cross Blue Shield, which has a stronger reputation then Humana which has been tarnished by Medicare issues, mainly from their Humana Gold plan.
The next two plans United Health One and Aetna were both affordable but significantly more then Blue Cross and Humana One, but if you are over 55, AARP health insurance plans in Colorado might make a strong choice for you and they are underwritten by Aetna which is by far the best and most reliable company in Colorado. If Aetna is the most affordable plan for you, please do yourself a favor and go with Aetna. We have never had any issues with policy recissions with Aetna, and they always pay claims.
Compare Plans
| Company | Plan Type | Deductible | Coinsurance | Copay | Premium |
 |
PPO | $2,500 | 20% | $30 |
$144.00Monthly Cost |
