Aetna’s plans in the California health insurance are not very competitive in price in most demographics, however Aetna does have certain age bands and family sizes where they absolutely dominate including young females, single parent families with more than 2 children, 2 parent families with 2 or more children, and young males in parts of California.
Additionally, they offer the AARP individual health insurance plans (or more specifically underwrite them) for all California residents over 55. If you fit this bill, or even if you don’t, run a California health insurance quote and don’t rule out Aetna. Especially if you have medical issues, they are the most forgiving of the companies that I have run into so far.
Aetna members in California have access to numerous extras, such as discounts on natural products (herbal supplements, vitamins, etc.), alternative medicine, eye care, including Lasik surgery, and discounts at fitness centers and other health-related products and services. California individuals and families can choose from either the Open Access Managed Choice family of products, or a Preventive and Hospital Care plan.
Aetna Individual Plans in California
Open Access Managed Choice
Harmoniously blending elements of HMO and PPO, Open Access Managed Choice plans give members the option of choosing a primary care physician as their guide to care, or can choose to vary their physician based on preference. The wide plan selection offers high deductible coverage with HSAs, traditional copay plans, and low-cost copay plans, all connecting you to a large provider network. If you need comprehensive coverage, a lower premium, or want to fund an HSA, Open Access provides a number of options.
Preventive & Hospital Care
A minimal health insurance policy, or catastrophic coverage, these plans provide coverage for preventive services before you meet the deductible and hospital care, covered at 80 percent. The deductible is $2750, and plans are also qualified for use with a health savings account, if you decide to bring tax benefits into your health investment. These plans cover a handful of services including inpatient and outpatient hospital care, emergency room visits, ambulance services, and chiropractic to get you by.
For more information about Aetna plans near you, consult our quote engine for a free, instant comparison of available plans and rates, complete with all plan documents. To speak with an agent about your choices, call us at 888 803 5917.