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The Effects of the Massachusetts Health Insurance Law on Florida Health Insurance

Massachusetts passed a landmark health insurance law that they are hoping is going to be a standard that the rest of the country can follow. If you have not heard about this law then we want to help you become a bit more familiar with how it will work. Then we want to discuss some of the effects of the new health insurance law in Massachusetts. Health insurance is a big topic of discussion these days. Make sure that you know as much as possible about it so you can be prepared when this topic arises in your life. It is a very important issue.

Basics of the Mass. Heath Insurance Reform

If you live in Massachusetts then you know that you had to have to have health insurance by the end of the year (2007) or you would face a penalty when tax time came each year. Businesses that have at least 11 employees must make sure that they pay a fair share of the cost of insurance or they will face penalties. If you cannot get health insurance then there are free, subsidized programs that will help you with it.

The Results of This Law

When it was all said and one, 95% of people who filed taxes were covered by some sort of health insurance. There were around 86,000 people who paid a penalty because they did not have insurance, with about 6,000 of those people opting to appeal this penalty. The implementation of the law led to over 300,000 new people on health insurance programs that were not on anything in the previous year. The general consensus among Massachusetts officials was that the law was working and more people were being helping then ever. This information was only gathered from the first round of income tax returns filed.

How Florida is Affected

Now this may not directly affect you because you live elsewhere, but take note of it. If one method works for a particular state then other states might follow suit. The other states may adapt the Massachusetts plan to fit their state better. Just note the effects of this plan because you could see it in your state soon. If you do want this, or you do not want this, then let your officials know. Let them know what you want and how you think this can be achieved.  The long term effect on Florida is nothing because this model has worked alright for this very rich state but would flop on entry in Florida due to our unusual geographic and social makeup.  In other words we have high illegal immigration rates and a very poor population that is increasingly getting poorer by the day.  We cannot afford it.  The other main factor of course is that we are living in a state which lets anyone sell anything to anyone with no repercussions.  We need to firstly kick out the health insurance companies that do not even meet the criteria of health insurance.  In other words if there is no maximum out of pocket each year then the plan is most likely geared to enrich the health company and rip off the general public.  I’m looking at you health markets!  I am in favor in of health insurance reform as should anyone with a conscience who has seen what I have.


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