It always sounds like I’m making it up when I say, “you’re in luck, August is here and it’s the one and only month every year that allows for 1 life group enrollments”! And I mean that literally, August 1st – August 31st; as an agent I cannot even obtain one life group quotes until August 1st and any applications in full must be post marked in August in order to make it in time; otherwise you would have to wait until the next open enrollment period which is….that’s right, next August! So there’s no time to procrastinate – shop it around, fill out the documents, and MAIL IT IN! Or you can have an agent shop it around, but since there is no commission for submitting these cases (anything less than a group of 4) then the agent may charge a consulting/service fee and have you sign a document acknowledging that you are aware that you could do all the work yourself and go directly with the insurance carrier for no additional fee – but boy is your life A LOT SWEETER..it’s usually worth the $400 – $500 consulting fee. Either way, good luck!
So please visit our website or better yet call us for free information about one man group health insurance as we get nothing except your referrals and the grace of a doing a good deed. ECHealthInsurance is the only Florida health insurance company that actually donates it’s time and energy to helping the uninsured in Florida get coverage at our own expense. So as August is nearly 1/3 over, act now and visit us on the web or call us @888.803.5917. and now enjoy this wonderful article that we’ve attached that gives more details.
ECHealthInsurance.com is Florida's only Health Brokerage donating time and resources to the uninsured and uninsurable in Florida
Press Release:
08/03/2009
CFO SINK URGES SELF-EMPLOYED FLORIDIANS TO BUY, REVIEW HEALTH INSURANCE DURING AUGUST OPEN-ENROLLMENT
FOR IMMEDIATE RELEASE: August 3, 2009
CONTACT: Kyra Jennings or Nina Banister, 850-413-2842CFO SINK URGES SELF-EMPLOYED FLORIDIANS TO BUY, REVIEW HEALTH INSURANCE DURING AUGUST OPEN-ENROLLMENT
TALLAHASSEE–Florida CFO Alex Sink today urged Florida’s self-employed individuals to take advantage of the August open-enrollment period that allows single-group employers, sole proprietors, independent contractors and others to obtain health insurance or switch plans on a guaranteed-issue basis.
“This is critical information for self-employed Floridians because they are guaranteed coverage under Florida law, but only if they enroll this month,” said CFO Sink. “I am reaching out to our state’s small business owners, who are the backbone of Florida’s economy, and urging them to take advantage of this open-enrollment period.”
From August 1 through 31, 2009, insurers and Health Maintenance Organizations (HMOs) that write small-group policies must offer basic and standard coverage to self-employed Floridians without regard to health status. Policies written or renewed in August have a plan start date of October 1, 2009.
Applicants must meet all of the conditions and criteria established by law, and provide documentation verifying the operation of an active business, including tax forms, license information and business receipts, per Florida Statute 627.6699(3)(u).
The Small Group Carrier List is available on the Department of Financial Services’ web site at: http://www.myfloridacfo.com/Consumers/Guides/Health/smallGroupMarketCarriers.htm. For plan options, consumers can go to: http://www.floir.com/lh_fr/is_LHFR_Small_Emp_Benefit_Plan.aspx.In addition to basic and standard policies, coverage options for employers include health savings accounts (HSAs) or health reimbursement arrangements (HRAs). HSAs, which operate like Individual Retirement Accounts (IRAs), allow people to save their own money in a tax-free account for use on health-related expenses. If the money is not spent, it rolls over annually and accumulates until the policyholder reaches age 65, at which time the money can be used for any purpose.
A Health Insurance guide and Small Business Owners’ Insurance guide are available on CFO Sink’s web site. For further assistance in enrolling in a health care plan, Floridians should call the Department of Financial Services’ Consumer Helpline at 1-877-My-FL-CFO (1-877-693-5236) or visit MyFloridaCFO.com.
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