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Health Insurance News & Views

Would You Like Some Insurance With Your Insurance? [Kaiser Health News]

Would You Like Some Insurance With Your Insurance? By Bram Sable-Smith, Side Effects Public Media For the first time in her life, 26-year-old freelance designer Susannah Lohr had to shop for health insurance this year. She called up a major insurer in the St. Louis area where she lives, and it offered her a plan with a hefty $6,000 deductible — that’s the amount she would have to cove...

Low Exchange Enrollment Estimated, Insurers Look For Back-Up Plan

Before the White House releases official enrollment numbers for the new breed of health plans available through HealthCare.gov, the Wall Street Journal announced an estimate of 40,000 to 50,000 on Monday. The news organization's estimate reflects how many people have been able to apply for coverage on the federal health insurance marketplace in the month of October. The Obama administration ...

Top Reasons to Shop ‘Obamacare’ Plans With Caution

Is your "navigator" who you think they are? A supposedly trustworthy, reliable source of guidance who has access to your personal information may be a convicted felon, or not even a certified navigator to begin with. Health and Human Services Secretary Kathleen Sebelius confirmed Wednesday that felons could be hired to help enroll people in the exchanges, which includes having access to det...

Persistent Marketplace Errors Linked to Limiting Deadlines and Funds

The U.S. government has certainly proven its inadequacy in its hiring process, as no decent business or tech people are on board for the implementation of the health exchanges. Building a functional eCommerce site has proven too difficult for government-hired developers, though the project was nowhere near underfunded. But according to federal officials, not enough money was present to exec...

Con Artists Are Inspired By Obamacare, White House Warns

The Obama administration notified consumers Wednesday of the potential for fraud in the form of exchanges, just before the health insurance marketplace opens on Oct. 1. Officials announced that scam artists are ready to manipulate the confused public with faux Obamacare insurance plans and knockoff navigators. As the government prepares to earn millions from the presently uninsured, they advise...

Anti-Blue Protest: Shareholders Over Policyholders

In the pursuit of wealth, Florida Blue, the state's Blue Cross and Blue Shield plan, decided that a stock market-optimized reorganization of the company would be in their best interests -- rejecting the nonprofit's mission of placing health care consumers first. Florida policyholders and consumer rights groups came forth in heated protest after finding that Florida Blue planned to transfer $1....

Marriage Law Complicates Same-Sex Spousal Coverage

Several weeks ago, the Defense of Marriage Act (DOMA) was challenged in the Supreme Court by two different cases, with many justices leaning towards unconstitutional. The law which states a marriage must legally occur between a man and woman has caused numerous problems with same-sex married couples nationwide, especially when it comes to taxes and health insurance coverage. While employers...

Aged? Female? Need Long-Term Care? Look For Rate Increases

One of the most fair of all health reform regulations is the choice to make men and women pay the same rate for coverage. Currently, the majority of states ask women to pay considerably more for private health plans on the individual market. In less than one year, however, all small group and individual plans will require that both genders be charged the same rate. There are a few areas where this...

Out-Of-Network? Out of Luck…

Across the country, health insurance is disappointing its members, and medical providers are receiving equal disgust. Between overbilling for services and network complications, health plans and providers are at odds with consumers at a time when we are led to believe our medical system is improving. Just this week, reports of patients being ripped off for surgery is telling of the current stat...

Inauguration Speech Focuses on Health Care and Equality

President Barack Obama's second inauguration speech featured reminders on the help our nation provides to its people through programs like Medicaid and Medicare. Upon renewing his term in office, the President find we "must be a source of hope to the poor, the sick." As many were likely disappointed with his decision to transfer taxes to the higher-income bracket, he made references that attemp...
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