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Author: Jeremy Ehrenthal

Health Reform and Health Insurance Brokers

So I wanted to write an article for our site that is aimed at brokers who keep wondering whats going to happen to them. Many of them are concerned that they will either lose their books of business or maybe they will end up cleaning toilets in an adult bookstore. Either way, the point is that there is more uncertainty in insurance than there is in British dentistry. For agents that have built l...

Great Article

Our staff writer has hit on a great topic on our new site which we call the affordable site. It lists the top ten cities to live in based on health insurance premiums. Now certainly she doesn't recommend moving to a tiny town to save money on health insurance, but maybe you live near one of these cities and didn't know health insurance was affordable in your city. Now stop listening to me and r...

Coventry One Plan Changes

Coventry One has some major changes coming to benefit policy holder. Read on friends! CoventryOne continues to make a significant investment in business improvements and process changes to better serve our members and our brokers. We are pleased to inform you of a number of exciting changes that we will implement in the coming year. Beginning September 24th, we are introducing a number of chang...

Aetna and the MLR

The Medical Loss Ratio (MLR) provision of the Affordable Care Act set minimum percentages that health plans must spend on medical costs and quality improvement. On June 1, 2012, insurers filed reports with the federal government detailing where they met the minimum, where they didn’t, and how much they will pay their insured customers in rebates.   We’re pleased with Aetna’s results. Ou...

Women’s preventive health benefits

This article affects individual health insurance policies. Women's preventive health benefits New changes effective on August 1, 2012 As you may know, the Affordable Care Act (ACA, or Health Care Reform law) includes changes that are being phased in over a number of years. The latest set of changes includes additional benefits for certain Women’s Preventive Health Services. When plans renew or ...

HHS Issues Final Rules on MLR Notices for Those Not Receiving Rebates

On May 11, 2012, the Department of Health and Human Services (HHS) issued final rules on the Medical Loss Ratio (MLR) rebate notices for policyholders and subscribers who are not receiving rebates. Insurance companies and HMOs will not be required to communicate their specific MLR percent to those who are not receiving rebates. Instead, they must issue a new notice that says they have met or ex...

United Health Ones New Deductible Benefit

Deductible Credit is a feature offered on UnitedHealthOneSM renewable plans that can help you save money.1 Here's how it works: If you do not meet your in-network calendar-year deductible, you can receive a credit of 20% on the following year's deductible. If this happens two years in a row, you can receive a 40% credit. And if you don't meet the in-network calendar-year deductible three years...

Telemedicine

Imagine a doctor’s appointment without the commute, or the waiting rooms with strange smells, forced to peruse magazines you would never typically pick up just to ignore your surroundings. The living room sofa, your local drugstore, or the coffee shop are the potential faces of the new waiting room. With the capabilities of telemedicine, the virtual realm has extended itself to online doctor visit...

Why We Spend So Much

It should come as no great surprise that United States leads all other nations in spending on health care.  It might come as a surprise that the level of care received in the United States is not better. This information is what led the Massachusetts government to not allow is health care facilities to charge premiums for health care because of more effective care.  The reason why is because th...

Exchanges!

A Proposed Rule Could Make Millions Ineligible For Health Insurance Subsidies by Erik Berman A major issue in the workplace today is the U.S. Government’s Health Care Insurance subsidy proposal to allow low to moderate income employees to opt out of their employer's health insurance coverage and instead get federal subsidies to buy insurance through new state-based marketplaces, called “exchange...
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