Here is yet another health discount company that is being busted. The local, state, and federal governments are not doing a thing to stop this and what is so annoying is that they could very easily stop this nonsense. Any new health insurance company should have to pass a rigorous inspection and should not be allowed to sell health insurance or discount plans until they pass a simple test. Two times a year the states should run a premium vs. complaints ratio test to see if the company is still in compliance with some kind of minimal standard.
These companies themselves are to me the worst kind of fraud. Worse then Madoff. What is so ridiculous is that this is people’s lives they are playing with. Of all the businesses to go into this is without doubt the most insane.
If you are reading this and suspect you have a discount plan please call me @ 888 803 5917 or fill out our health insurance complaint form so that I can report on it to other consumers and stop them from suffering from the same situation. Additionally, I can file a complaint on your behalf with the state of Florida or wherever you live and get your money back. Help save someone from these companies.
If you are a currently a member of United American, Mega, Midwest National, Cinergy, ALR, or anyother health insurance plan that is suspect now is the time to cancel.
Mary Lloyd’s husband was lying in the intensive care unit of an Arizona hospital when she got a good look at their new health insurance card for the first time.
Then she got the shock of her life. The card read: “This is NOT an insurance card.”
For the retired couple from East Bethel, it was the beginning of a financial nightmare that left them with at least $50,000 in unpaid medical bills. They discovered that the new “health plan,” they signed up for in January, for $499 a month, wouldn’t pay for any of his medical care.
“I was royally duped,” said Mary Lloyd, a painful admission from a woman who spent 27 years as a clinic and hospital manager. “I understand health care, and I understand health insurance,” she said. “That’s why I was so mortified that this happened to us.”
No one knows how many customers have fallen into this trap. But dubious health plans are “spreading like poison oak all over the country,” says James Quiggle of the Coalition Against Insurance Fraud, a nonprofit watchdog in Washington, D.C.
Consumer advocates say companies are taking advantage of the recession and the growing number of uninsured people — 1 in 5 American adults under age 65 — to sell “health coverage” that evaporates when customers try to use it, or provides far less than promised.
Just last month, Minnesota Attorney General Lori Swanson sued two out-of-state companies for allegedly misleading customers with phony claims about their health plans; and ten more investigations are underway, she said.
“Here, they’re targeting people who are pretty sophisticated, and who really asked all the right questions,” Swanson said. People believe them, she said, because they’re “so desperate to find affordable coverage.”
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