One of Arizona’s key national health insurance carriers is Humana, offering strong coverage for more than 30 years nationwide. The company has enjoyed an immense growth and become a trusted source of coverage in every state where they offer employer benefits, individual and family coverage, military benefits, and Medicare plans. Humana One, their individual product, operates in 30 states including Arizona. Humana has an exceptionally large network, quality providers, and NCQA accreditation to back their commercial HMO, PPO, and POS plans in Arizona. Their contracted network includes an estimated 544,000 health care providers, 4,000 hospitals, and over 60,000 pharmacies throughout the country.
Humana One offers the same selection of plans in Arizona as they do nationwide, with copay plans, catastrophic coverage, and HSAs. Arizona residents can benefit greatly from Humana One coverage, as they offer incentives for members who participate in their HumanaVitality wellness programs, available with all Arizona plans. The wellness programs provide discounts at fitness clubs and other health-related purchases to encourage your healthy lifestyle whether quitting smoking, managing diabetes, or losing weight.
Humana One Plans in Arizona
Get access to immediate coverage with an easy to use, all-encompassing health plan. Copay plans offer members more upfront benefits than any other Humana plan, with your choice of office visit coverage: unlimited, six visits, or three visits. Every Copay plan covers generic prescriptions for a copay, and brand name drugs with a separate $500 deductible. Select a plan in your price range with various deductible options, and coinsurance of either 20 or 30 percent for hospital care. Hospital care, surgery, emergency services, and diagnostic services are all included. Preventive care is also covered as soon as your plan begins for free with any in-network provider.
100% After Deductible Plans
Arizonans who want to lower their premiums and take on the out-of-pocket costs associated with a high deductible will enjoy this group of plans. Offering the lowest monthly rates, you have the option of a minimal, catastrophic plan in the Value 100, which includes pharmacy benefits after $1,000. Other options are HSA-qualified, giving members the ability to open an account specifically for health care expenses. These plans are available in Enhanced HSA 100, which provides the most benefits including prescriptions, and HSA 100, which excludes prescriptions but still gives tax advantages.
To compare premium rates between Humana One plans and other carriers in your region, get an instant health insurance quote. If you prefer the phone, contact one of our licensed agents at 888 803 5917 for a personal consultation.