Established in 1982, Cigna was formed by a merger between two of the nation’s oldest insurers, dating back to the late 18th century. Currently, Cigna is a worldwide provider of medical, dental, vision, life, accident, and other insurance products in 30 countries. Their individual health insurance products are only offered in a selection of states, including Arizona. The company has been active in reducing health care disparities, receiving an award from the National Business Group on Health and the Department of Health and Human Services (HHS) for their efforts.
Cigna Arizona individual and family plans offer a simple-to-use, comprehensive health plan designed to provide you and your family with the comfort and peace of mind that comes with dependable health coverage. Arizona residents have access to a broad PPO network through Cigna’s statewide and nationwide coverage. Including nearly 13,400 health care professionals and 80 hospitals throughout the state, Cigna is well represented in Arizona. View plans details and documents below for more information.
Cigna Individual Plans in Arizona
Open Access Plans
Members of Open Access plans are connected to the largest network of Arizona providers, with the freedom to use any doctor or facility of their choice, regardless of network affiliation. With a wide span of deductible options, members receive 80 or 100 percent coverage on most in-network services. By far the most comprehensive of any Cigna plan, Open Access plans provide upfront benefits such as unlimited doctor’s office visits and generic prescriptions.
Open Access Value Plans
Receive a similar plan design as the traditional Open Access with a lower price tag, balancing limited copay coverage and higher coinsurance. These plans cover 70 percent of your costs after deductible, and cover all the necessary expenses of hospital care, emergency room visits, diagnostic services, and more. These plans also offer a higher range of deductibles and out-of-pocket maximums. These plans are ideal for those with a lesser need to visit the doctor, and more need for monthly premium savings. Preventive care and prescriptions are also included in these plans.
Health Savings Plans
Offering the lowest premiums of all Cigna individual and family plans, HSAs provide preventive care for no cost before your deductible is met, and all other services will cost the full amount. Ideal for those who view their health care as a financial decision, members can pair their plan with a health savings account to pay for any cost sharing. Available in three deductibles, you have access to the same provider network as Open Access plans, with a tax-advantaged spending account.
Compare Cigna plans and premiums in your region by getting an online health insurance quote in a matter of seconds. Prefer the phone? Contact a licensed agent at 888 803 5917 8AM – 8PM EST.