CIGNA offers a variety of Group and Individual health plans in Arizona. The new Cigna Arizona Individual and Family Plans offer a simple-to-use, comprehensive health plan designed to provide you and your family with the comfort and peace of mind that comes with dependable health coverage. View our Arizona Cigna Health Insurance Brochure(PDF 1.5MB) for more information.
Eligibility Criteria
- Individuals age 64 1/2 or younger on the assigned effective date
- Children without an adult subscriber who are 3 months of age or older, up to age 19, regardless of student status
- You must be a resident of the state of Arizona
- HMO plan participants must reside in the Arizona Service Area for at least nine (9) months per Plan Year
Dependent Eligibility Criteria
- Your lawful spouse of the opposite sex
- Your unmarried children, stepchildren, adopted children, who have not yet reached age 19
- Your unmarried children, stepchildren, adopted children who are at least 19, but under age 23 and are Full Time Students. Proof of student status may be required.
- Your own or your spouse’s unmarried children with continuing mental retardation or physical disability, regardless of age, enrolled prior to age 19. Proof of disability and dependency is required.
Plan Type Overview
- HMO Plan – comprehensive coverage, great value and predictable costs, along with the convenience of a PCP to coordinate your care.
- Open Access Plan (New!)- flexible in and out-of-network coverage under a national network. No PCP or referral required.
- Health Savings Plan (New!) – high deductible plans allow you to use a tax-advantaged Health Savings Account (HSA) to help pay for your current medical expenses or save for future medical expenses. In and out-of-network coverage under a national network. No PCP or referral required.
Plan Documents
| HMO Plan | Open Access Plan | Health Savings Plan | |
|---|---|---|---|
| Plan Comparison Learn more about the Individual & Family products offered in your area and browse high-level features for each plan. |
Cigna Arizona HMO Plan Comparison (PDF 523k) |
Cigna Arizona Open Access Plan Comparison (PDF 764k) |
Cigna Arizona HSA Plan Comparison (PDF 758k) |
| Summary of Benefits Review complete benefit designs for each plan |
HMO (PDF 258k) |
Open Access 1000 Open Access 2000 Open Access 3000 Open Access 5000 (PDF 89k) |
Health Savings 1500 Health Savings 3000 Health Savings 5000 (PDF 87k) |
| Rate Cards Compare monthly rates/premiums for plans offered in your area. |
Cigna Arizona HMO Rate Card (PDF 85k) |
Cigna Arizona Open Access Rate Card (PDF 109k) |
Cigna Arizona HSA Rate Card (PDF 109k) |
