Aetna and Aetna AARP health insurance products are among the most simplified underwriting products to apply for in Arizona. Aetna offers the most lenient Arizona Underwriting Guidelines in the state, and anyone that has any condition from a minor high blood pressure concern or even full blown diabetes should either consider Aetna or AARP in Arizona.
The Arizona Aetna Health Insurance Brochure is a complete list of all of the Aetna products in the Arizona market, which is basically a PPO health insurance platform.
In an effort to become more affordable in the Arizona health insurance market, Aetna recently rolled out their higher deductible plans as well as the Aetna Value Plans to complement their standard PPO plans with office visit copays and prescriptions before the deductible. These Value Plans are basically limited benefit plans with a cap on office visits and only generic prescription coverage, other than that they are basically the same as the other PPO plans.
Aetna’s Preventative and Hospital plans are extremely high deductible plans that are basically catastrophic, though they do cover your annual physical.
And finally, Aetna offers their high deductible Health Savings Account plans, which are basically set up so that everything is covered 100% after the annual deductible.
