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Tuscaloosa Health Insurance

The city of Tuscaloosa is a college town and cultural hub of west central Alabama, with an emphasis on entertainment, education, and the outdoors. The University of Alabama is based in Tuscaloosa, increasing the city’s enthusiasm for collegiate sports, as several of the school’s teams have won championships, including football, men’s and women’s basketball, and women’s gymnastics. Though a small city, there are plenty of outlets for the traditional performing arts, such as the Tuscaloosa Symphony Orchestra, the Alabama Repertory Dance Theatre, along with other theatre, dance, and musical groups. More casual events in the community include a variety of festivals, such as the Sakura Festival, Heritage Week, and the Druid City Arts Festival, highlighting local artists, musicians, and merchants.

Tuscaloosa is also nearby to Birmingham for a wider array of events and culture, but the area is perfect for those who love the outdoors, with Lake Tuscaloosa and the Black Warrior River open for swimming, boating, and other water activities. Lake Lurleen State Park is also a popular recreational area, with beaches, campgrounds, and fishing piers located in Tuscaloosa County. Vibrant with activity and culture, Tuscaloosa has a strong community and gives residents many reasons to stay.

Health insurance in Tuscaloosa is narrowed down to three main insurers. As Aetna fled the state, the only reputable national carriers left are Humana, Celtic, and UnitedHealthOne, unless you are over 50 and qualify for AARP. Rates are comparable to the rest of the state and the region, in the average range for most residents. When searching for coverage as a younger or older resident, Humana seems to be the most cost-effective in several demographics, though you’ll have to research your own rates if this rings true for you and your family. Check your personalized premiums in Tuscaloosa by filling out a quick quote, or calling 888 803 5917 to speak with an agent.

Tuscaloosa, Alabama Health Quotes

Sample Tuscaloosa Health Insurance Quote

It won’t take long to decide which plan works best for you in Tuscaloosa, as three different carriers offer the only coverage in the region. Once you select your deductible range of choice, desired amount of benefits, and find a premium you can afford, you will likely find your plan in seconds. For instance, browsing $2,500 deductible plans for a 32-year-old female living in the city, you get the most instant coverage for the lowest price with Humana at $167 per month. As their plans are very much like UnitedHealthOne’s, it makes the most sense to choose the lower premium, though applying with both companies is a smart idea, just for back up.

Humana One’s copay plan includes office visits and generic prescriptions for a flat rate once your plan starts, covering major medical care at 80 percent after you spend $2,500 within the year. The plan is a great choice for anyone looking to get their basic needs covered for a reasonable cost and avoid spending a lot of money on out-of-pocket costs.

Celtic is the most expensive plan in the area, with limited office visit coverage for a copay for $246 per month, therefore making Humana the best deal.





1. CityTownInfo.com. Tuscaloosa, Alabama.


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