Kaiser Miami Dade Blue Cross Quote
News Article
Florida's Miami-Dade County and
BlueCross BlueShield of Florida on Tuesday
announced a new low-cost health plan, called
Miami-Dade Blue, aimed at helping the estimated
600,000 uninsured county residents, the
Miami Herald reports. The plan -- which costs
taxpayers nothing -- is a traditional PPO, with no
pre-approvals or referrals and will cost a healthy
35-year-old male about $100 per month. Miami-Dade Blue
has a $250 deductible and will cover 90% of in-network
hospital costs and 100% of fees for in-network lab
tests after the deductible is met. The copayment for
generic drugs is $10 per prescription; the plan will
not offer coverage for brand-name prescriptions.
The plan is being offered to individuals younger than
age 65 and to small employers with up to 50 workers.
Businesses will be guaranteed coverage if 70% of
employees take part in the plan and the owner pays at
least 50% of the premiums; however, individuals with
costly pre-existing health conditions likely will be
denied coverage. The plan has an annual out-of-pocket
limit of $2,500 and a lifetime benefit of $5 million.
About 1,500 physicians agreed to be part of the
Miami-Dade Blue network, while 20 clinics and seven
hospitals are in the plan's network (Dorschner, Miami
Herald, 5/27).
Reprinted with kind permission from
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