United Health Plan of Georgia: How it Ranks

As you review the different health care options available in Georgia, you’ll note that there are options from several major national providers. In reviewing pros and cons, you’ll want to make sure your choice is financially sound, ranks well, and provides access to the health care professionals or organizations that you prefer. Another method for choosing well is to review ratings from third parties. US News and World Report recently ran rankings of some of the health insurance providers who operate in Georgia; they evaluated responses from consumers, physicians, and their own reviewers to come up with ratings and scores.

United Health Plan performed fairly well, just two-tenths of a point behind their competition, Aetna, on the ratings report, with an overall score on a 100 point scale of 82.3. Like the national competition in Gerogia, United Health has NCQA accreditation; this means that they’ve gone through a rigorous screening process to meet 60 separate standards checks and must annually renew and prove that they are meeting increasing tough standards of quality in order to retain this prestigious distinction. Think of the NCQA as the “Good Housekeeping” seal of approval, for insurance plans. For more information on NCQA, an independent not-for-profit group, visit their site—ncqa.org.

United Health Care performed particularly well with regard to treatment options—specifically, for asthma medication and treatment. They have strong support for other treatment needs as well (mental and behavioral health, alcohol and/or drug awareness, and testing for children and adolescents). The balance of their scores were average or above average, in most categories.

One of United Health Care’s biggest initiatives on a national level—especially relevant for Georgians who live in rural areas or who may not have access to every specialty, within their local area, is a new partnership with Cisco to present “Connected Care”. Connected Care takes advantage of technology to offer access to health care providers and resources online, in a one-on-one format, with secure conversations possible between patient and doctor (minus the office visit). There is an accompanying mobile access clinic (again, to increase access in rural communities) and the initiative, just launched, is gaining momentum. Imagine—being at work, and being able to spend  5 minutes one-on-one chatting with your doctor about a problem or question—without taking 90 minutes from your day to drive to the doctor, wait, meet with him/her, drive back…online access means quick answers, less worry, and better communication. And access to specialists in faraway places is that much easier.

United Health care is a good option for Georgia health insurance; ask an independent agent about health plan quotes.

Provide Traditional Insurance Benefits for People Who Need Routine Health Care

Designed for individuals and families, our copay plans are more like traditional employer plans with a copayment for routine health-care expenses. When you use a network doctor for an office visit, we pay 100% of history and exam fees after a copay with United Health One Copay Select^SM.

Who might benefit most from a Copay plan?

• Anyone who prefers the convenience of copay benefits for routine health-care expenses.
• Families with young children who have regularly scheduled doctor office visits.
• Adults who want copay benefits for preventive care and prescription drugs.

United Health Care Georgia High Deductible Health Insurance

Our High Deductible Health Insurance Plans offer the lowest premiums of all our Plans.

With high deductible plans, you’re keeping more of your money and taking responsibility for covering minor or routine health-care expenses – if they come up.  The higher the deductible, the lower the premium.   Who might benefit the most from a United Health One High Deductible Plan?

• Anyone willing to take responsibility for routine health-care expenses in exchange for lower premiums.
• Anyone seeking lower-cost protection from unexpected accidents and illnesses.
• Early retirees needing a bridge to Medicare.

United Health Care Georgia Health Savings Accounts

Our Health Savings Account plans combine lower-cost, high-deductible health insurance with a tax-advantaged health savings account.

HSA plans can help you take control of your health, your medical decisions, and your medical spending.

• Persons interested in more control over how their health-care dollars are spent.
• Families interested in one calendar-year deductible per family.
• Those interested in trading low deductible health insurance for a higher deductible plan to save money on monthly premiums and taxes.

United Health Care provides a full spectrum of consumer-oriented health benefit plans and services to individuals, public sector employers and businesses of all sizes, including more than half of the Fortune 100 companies.  The company organizes access to quality, affordable health care services on behalf of more than 26 million individual consumers, contracting directly with more than 580,000 physicians and care professionals and 4,900 hospitals to offer them broad, convenient access to services nationwide.  UnitedHealthcare is one of the businesses of UnitedHealth Group (NYSE: UNH), a diversified Fortune 50 health and well-being company.

We understand the importance of your time and concern for the value of your health-care dollars. You will find we go far beyond the industry average, processing the majority of health insurance claims in less than two weeks and offering strong discounts when using our vast network of quality health-care providers. Our goal for every customer is an insurance plan at a price that fits their needs and budget. UnitedHealthOne - Choices you want. Coverage you need.

UnitedHealthOneUnitedHealthOne is the brand name of the UnitedHealthcare family of companies that offers personal health insurance products.United Health Care Georgia Copay Health Insurance

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