Humana One Plans Available for Georgia
Scenic coasts, valleys, mountains, and plains provide plenty of healthy lifestyle recreation for the wellness-minded Georgian. So when it comes to supporting your health objectives, think about the value of individual health insurance.
Take your choice of three distinct personal health insurance plans, each with a range of options that let you shape your coverage to your needs. Need help selecting a plan? Get a Humana One Georgia Health Insurance Quote
- Ideal coverage for people who:
- want benefits like those provided by big employers
- prefer to minimize risk in their lives
- Personalized, concierge-level service
- We pay 80% of most covered in-network medical costs and emergency room visits.
- We pay 100% of in-network doctor visits for covered illness and injury after copayment and prescription medications once you reach your separate prescription deductible.
Introducing HumanaOne® Portrait™ … the personal health plan with concierge-level service and benefits you’d expect from big employers.
- A valued addition to your overall financial plan
- Pays benefits for covered hospital inpatient and outpatient services, emergency room care, preventive care, and even prescription drugs
- Extensive PPO network which more than likely includes the doctors, hospitals and pharmacies you now use
Basic Coverage Options
Deductibles
HumanaOne Portrait personal health plan offers benefits like those you’d expect from big companies. There’s a low $1,000 or $2,500 annual deductible for in-network single coverage, and a $2,000 or $5,000 deductible for in-network family coverage.
Coinsurance
Once you’ve met your annual deductible, HumanaOne Portrait shares the cost of medical care with you. This plan pays 80 percent for most covered in-network medical services and you pay just 20 percent.
Office Visit Copayment
Every in-network office visit for covered illness and injury is paid at 100 percent after your copayment.
Prescription Coverage
Copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Coverage
Keep your smile looking healthy with access to more than 100,000 dentist locations:
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services
Lifetime Maximum
Extend your coverage and get the added protection you need with the $8 million lifetime maximum option.
Zero Deductible Prescription Benefit
Your pharmacy benefits will begin immediately when you choose our zero dollar deductible pharmacy option.
Life Insurance Coverage Options
A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.
If you would like to purchase a separate life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
Supplemental Accident Benefit
What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away–up to $1000 per incident.
Optional benefits available at an additional cost.
- Ideal coverage for people who:
- seek the right combination of features and benefits that fit their lifestyle
- like to take charge of their own well-being.
- may have new careers, new family members and other changing needs
- Includes plans that can be combined with a Health Savings Account for potential tax advantages
- Choose from plans that pay 80 or 100 percent of the covered cost for most in-network care once you reach your deductible.
Introducing HumanaOne® Autograph™ … the personal health plan with the right balance of features and benefits that fit your lifestyle.
- Choose the level of protection you want, at a cost that fits your budget
- Pays benefits for covered hospital inpatient and outpatient services, emergency room care, preventive care, and certain plans also cover prescription drugs
- Extensive PPO network which more than likely includes the doctors, hospitals and pharmacies you now use
Basic Coverage Options
Deductibles
HumanaOne Autograph personal health plan lets you customize your deductible for the right balance of cost and coverage. Single in-network deductibles range from $1,500 to $6,000, and family in-network deductibles from $3,000 to $12,000.
Coinsurance
Once you have met the annual deductible of your choice, your HumanaOne Autograph plan will pay 80 or 100 percent of most covered in-network medical costs based on the plan you choose.
Office Visit Copayment
With certain HumanaOne Autograph plans, up to six covered in-network office visits for illness or injury are paid at 100% after a copayment.
Prescription Coverage
Certain HumanaOne Autograph plans offer a prescription drug benefit that covers eligible costs after a $1,000 deductible is met. Other HumanaOne Autograph plans either have no prescription drug benefit or will apply your prescription costs to your medical deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Coverage
Keep your smile looking healthy with access to more than 100,000 dentist locations:
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services
Lifetime Maximum Benefit
The added protection of a $5 million or $8 million lifetime maximum is available depending on the plan you choose.
$500 Deductible Prescription Benefit
Your pharmacy benefits will begin sooner when you choose the plan with the separate $500 deductible pharmacy option.
Life Insurance Coverage Options
A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.
If you would like to purchase a separate term life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
Supplemental Accident Benefit
What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away – up to $1,000 per incident.
Optional benefits available at an additional cost.
- Ideal coverage for people who:
- want low cost protection just in case an accident happens
- are healthy and seldom visit doctors but need coverage for annual exams
- recent college graduates or graduate students
- Affordable monthly cost for protection anywhere in the continental U.S.
- We pay 100 percent of most covered, in-network medical costs once you’ve reached your annual deductible.
- Includes benefits for preventive care and prescription medications
Introducing HumanaOne® monogram™ … our most affordable personal health plan that provides a safety net of coverage.
- Low-cost protection just in case of an unforeseen medical event.
- Includes a preventive care benefit that helps cover your annual exams and physicals
- With our extensive network, you’ll more than likely be covered anywhere a medical emergency strikes.
Basic Coverage Options
Deductibles
HumanaOne monogram personal health plan lets you select a single annual in-network deductible of $7,500 or a family in-network deductible of $15,000.
Coinsurance
When you reach your annual deductible, HumanaOne monogram pays 100 percent of most covered in-network medical costs after that.
Prescription Coverage
Includes a prescription drug benefit with copayments as low as $15 for common prescriptions. Certain drug levels require meeting a separate prescription deductible.
Waiting periods, limitations and exclusions apply.
Optional Benefits
Dental Coverage
Keep your smile looking healthy with access to more than 100,000 dentist locations:
• Coverage for preventive care, basic and major services
• Teeth whitening
• Discounts on orthodontia services
Lifetime Maximum Benefit
The added protection of a $5 million lifetime maximum is available.
Life Insurance Coverage Options
A life insurance rider for $20,000 is available to be purchased with your HumanaOne health plan.
If you would like to purchase a separate term life insurance policy from $25,000 to $150,000 along with your HumanaOne health plan, you must apply over the phone.
Supplemental Accident Benefit
What if you had a minor accident that doesn’t cost a lot? It’s still a long way to go before meeting your deductible. With this benefit you’re covered right away – up to $1,000 per incident.
Optional benefits available at an additional cost.
Humana One Brochure Georgia is one of the national health care providers who offer coverage in Georgia, and is one of the plans ranked recently by US News and World Report. While magazine rankings are not the only thing to consider when choosing a health-insurance plan provider, the third party (unbiased) nature of such rankings can prove instructive—especially if you have a particular area of interest that you wish to ensure is well-met by your insurance provider.
Humana was ranked in the top third of all providers nationally, but behind some of its national competition in Georgia (such as Aetna, Kaiser, Cigna)…nonetheless, it’s score of 78.1 is certainly respectable, and like its national competition, Humana has NCQA accreditation; this means that they’ve gone through a rigorous screening process to meet 60 separate standards checks and must annually renew and prove that they are meeting increasing tough standards of quality in order to retain this prestigious distinction. Think of the NCQA as the “Good Housekeeping” seal of approval, for insurance plans. For more information on NCQA, an independent not-for-profit group, visit their site—ncqa.org.
