Individual Health Insurance Quotes

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East Coast Health Insurance is the premier national health insurance brokerage offering great service and individual attention. You can receive instant, affordable health insurance quotes from all major health insurance companies right on this website.  We will not sell you information to anyone and all of your information is private and protected, this is important when you are buying online health insurance, and East Coast Health Insurance will guarantee it.

We are the most trusted name in online health insurance quotes, and we only sell the plans that we would have on ourselves.  We are standing by at 888 803 5917 for all your questions about health insurance.  Even if East Coast Health Insurance did not sell you the policy or you have a question that isn’t related to buying a new health insurance policy we will answer it and help you as much as we can for no charge.  We will always get you coverage even if you don’t qualify for an individual or group plan through our large knowledge base of all the public health plans and government programs to assist you in your search for health coverage.

Don’t take a chance on a small company or some affiliate marketing company that sells your information to other companies.  Many other companies will only offer products that benefit them and not you, while we carry only approved companies that are selected based on our very tough criteria.  We wouldn’t sell you a health plan that we wouldn’t carry on ourselves.

How Our Health Insurance Website is Set Up

We are a Florida health insurance brokerage, located in sunny Deerfield Beach right near Fort Lauderdale.  But, we are a nationwide health insurance broker and this website is massive!  It is setup with one large national section (where you are now) and fifty more equal sized websites representing each state.

You are currently in our national health insurance location for our all of pertinent national health insurance information including the national pages for some of the largest and respected health insurance companies that we offer.  On the left hand side navigation you can find your respective home state where we have painstakingly indexed all the available plans and reviewed them.  Additionally we have cataloged every government health program in your state and provided their contact information for everyone.  Our individual state sections also include sample health insurance quotes broken down by city and region, to highlight the most affordable health plans in your city and state.

Our health insurance website can be used to compare your current health insurance plan to the other medical insurance companies that we represent.  Across the country this includes Aetna, Blue Cross Blue Shield (in nearly every state!), Cigna, Coventry, Humana, and United Health Care.   Of course we have many other health insurance plans that are available in your state.  For instance in Texas we have recently added health insurance plans from Unicare and other great companies.

Shopping for Health Insurance with East Coast Health Insurance Online

So please visit your state’s health insurance page now for specific questions!

If you would like to see more about the health insurance plans available in your state then you can also click on our free health insurance quote button above for instant health insurance quotes from all major health insurance companies.

How To Buy Health Insurance

On this website we also offer articles on nearly every aspect of health insurance and the bulk of our articles will either fall into the health insurance education section or in the health insurance law section.  Additionally each state has its own (or will have it soon enough) health insurance education, health insurance laws, and government health plan resource sections as well as the national overviews of these topics.

If  you don’t currently have a  health insurance policy,  then we can get you quotes with every reputable  medical insurance company in the United States.  East Coast Health Insurance also offers health insurance quotes with every type of individual, family, and group health insurance plan from the new Health Savings Account plans (HSA”s) to the more traditional HMO, PPO’s, POS plans.  East Coast Health Insurance also stays abreast of the latest developments in the health insurance market and offer both the newest individual health insurance companies and plans to the individual and group health insurance market.

Again if you have read this far, we recommend filling out the quote button above to see which health insurance plans are available in your part of the country, and what news plans are in your price range (such as the very interesting Tonik plans also from Blue Cross Blue Shield).  Just click any our health insurance quote buttons and you will see all of the major health insurance companies in your state instantly.  You are also welcome to call our agents who are standing by from 9-9 daily to answer your questions, and they are trained to help you find a plan, even if you qualify for government assistance.  If you are frustrated by Medicaid or a County Health Plan, our agents are trained in helping you sort through the Government Aid programs available in your state.

Health Insurance Education 101

This section includes a useful health insurance glossary, a frequently asked question section, and even sections on smoking and its effect on health insurance premiums so make sure to visit our entire website for great, free health insurance information tips for shopping for medical coverage in your state.

Health Insurance Plan Reviews

We also have just completed our 2009  Health Insurance Review where we give reviews, grades, and pricing analysis for all the major health insurance companies and we pull no punches and tell it straight.

Florida Health Insurance

With our focus on health insurance originating in the Florida health insurance market, East Coast Health Insurance has paid special attention to the plans and resources available in our home state and by now we have done the same for every state. From Florida Kid Care to One Man Groups, we will get you coverage in Florida.

If you and/or your children live in any other state please visit our national Kid Care and CHIP (Children’s Health Insurance Program) page for information about qualifying for this great program.

How do I pick a health insurance plan?

If you have a choice of plans through your employer or you are purchasing your own coverage, it’s important to understand your choices and pick the plan that is right for you and your family. There are several questions to ask yourself when reviewing health insurance plan options:

• How affordable is the cost of care?
• How much are monthly health insurance premiums?
• How much are the deductibles?
• Are the co-payments or coinsurance flat fees or percentages of service fees?
• What out-of-pocket expenses have to be paid before the plan begins reimbursement?
• How does the reimbursement process work?
• What is the cost of out-of-network care?

Does the plan cover the services that I may use? For example:

• Doctors, hospitals, laboratories and other health insurance network professionals.
• Out-of-network care
• Treatments for pre-existing medical conditions or chronic conditions
• Prescription drugs

What is the quality of the health insurance plan? Research factors of the plan such as:

• Ratings of the plan by independent government and non-government organizations
• Accreditation from groups like the National Committee for Quality Assurance (NCQA) (NCQA) or the Joint Commission on Accreditation of Healthcare Organizations (JCAHO)
• Patient complaints
• Member drop-out rates for the plan
• Other patient experiences with the plan
• Doctor experiences with the plan